American Income Life Blanket Accident and Illness Insurance

American Income Life's Special Risk Division believes in serving those who serve others. That's why we offer various blanket medical insurance plans created for group activities. Whether you represent a 4-H club, summer camp, college, civic organization, or a church, there's a policy for your group. The AIL Special Risk Division puts its experience and knowledge of blanket accident and illness insurance (group activity insurance) to work for thousands of policyholders nationwide. Get an estimate for no cost or request a proposal today. Just enter some brief information about your group into our safe, encrypted, online form and receive a quote in a matter of seconds. You can even instantly request coverage. Our plans are easy to use with flexible payment options. So don't delay any longer; take advantage of our group activity medical insurance.

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American Income Life Blanket Accident and Illness Insurance
The AIL Special Risk Division of American Income Life has been a leading blanket accident and illness insurer of 4-H activities and various youth programs since 1952. We're unique in our field because we work directly with the customer – which keeps costs low and affordable. The AIL Special Risk Division handles all service needs from our division office, which saves you time. There is no waiting to send forms back and forth between different locations; it's all here. We specialize in primary, first dollar, no-deductible coverage designed to pay when a claim occurs. However, we are able to accommodate a large variety of different situations with highly customizable plans.

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American Income Life Blanket Accident and Illness Insurance
We're able to serve a variety of groups including 4-H and Cooperative Extension Services, camp and conference centers, colleges and universities, students and youth travel, and other youth organizations. If your group needs accident or illness coverage, we can help. Just click any one of the links on this page to find out more about the types of coverage we offer these particular groups. If you have any questions, check out our FAQ page. It's interactive, so if the answer to your question isn't available, you can ask it or contact an AIL Special Risk Division representative. Someone from American Income Life will respond to your question in a timely manner and also assist you with finding a plan that works for you.

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American Income Life Blanket Accident and Illness Insurance
If you're an existing policyholder, there are several available options to make things easier. You can submit your activity report, print your claim form, and submit a service request. All of these functions are located on the AIL Special Risk Division Policyholder Services page.

Policyholder Services

Policyholders

Submit your activity report, print your claim form, and submit a service request, all available on the AIL Special Risk Division Policyholder Services web page.

Who We Serve

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4-H & Cooperative Extension

The youth of today are the leaders of tomorrow. 4-H works to develop youth to their full potential, and we're proud to offer specialized medical insurance coverage for their group activities. American Income Life Special Risk Division offers 2 insurance policies for 4-H programs: the Special Activities Coverage for Accident and Illness for individual events, and Dollar-a-Year 4-H Club Accident Insurance for a full year of coverage.
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CAMP & CONFERENCE CENTERS

If you operate a camp or conference center, you know how important it is to have dependable camper medical insurance. When accidents occur, it's essential to have an insurance company that can pay claims quickly and efficiently. Look no further than American Income Life's Special Risk Division. Our Camp and Conference Center Policy promotes your commitment to health and safety.
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COLLEGE & UNIVERSITY PROGRAMS

Whether it's for TRIO programs (federal outreach and student services programs), academic or athletic camps, alumni groups, group travel, or conferences, the Special Risk Division of American Income Life has a medical insurance policy for your school's needs. Our prompt payment of claims strengthens your relationships with your health center and local medical providers. Resident programs are covered 24 / 7 for accident and sickness.
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STUDENT & YOUTH TRAVEL

Need insurance to cover students and volunteers? We have plans for students participating in educational tours. Chaperones are covered too! The Special Risk Division of American Income Life is an Associate Member of the Student Youth and Travel Association (The Voice of Student Travel.) We know what you, parents, and schools need to help feel protected!
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OTHER YOUTH ORGANIZATIONS

Whether you represent a denomination office, youth ministry, school, or vocational student organization, there's an insurance policy available for your organization. American Income Life's Special Risk Division can insure your youth-serving organization for afterschool programs, fundraisers, domestic mission trips, campus ministry activities, group tours, and special events.
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Explore our website to learn more or contact us today.

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